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How it works ? An Advance Finance Pay Day Loan can provide you with instant money and peace of mind just when you need it, giving you more financial freedom - for whatever the reason. A Pay Day Loan arranged through Advance Finance could not be simpler. Fill in our small application form. Wait for your online decision within 1 minute. Once approved, enter your bank details ( so you can be paid ) and your debit card details ( so you can repay us on pay day ). Your loan agreement will be displayed online for you to sign.